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However, while older people are quite well protected against poverty, there are clear differences between men and women across much of the EU. The figure below illustrates these gender differences for different age groups. A value above zero in the figure indicates a higher share of women threatened by poverty or social exclusion as compared to men in the same age group.
In contrast, when looking at women above age 65, a substantially higher risk of poverty or social exclusion than for their male counterparts becomes apparent. For the EU as a whole, this gender gap amounts to more than four percentage points for people between age 65 and 74, and increases to over six percentage points for those above age 75.
The often substantial gender gaps in pensions reflect the gender gaps in remuneration, working hours and duration of working lives that women faced during their working lives. Pay differences may be rooted in education and skills levels, as well as various forms of gender segregation and discrimination. Household and caring duties relating to children and frail older relatives fall mostly upon women who experience more career interruptions and part time work than men as a result. Finally, the statutory retirement age for women is still lower than that of men in some pension systems, which leads to shorter contributory periods and can result in lower benefits.
Further, the fact that older women often live alone tend to exacerbate their precarious economic situation as they cannot share costs which are not fully proportionate to household size (e.g., housing, insurance, electricity). 40 percent of women above age 65 live in a single household in the EU compared to only 19 percent of elderly men.
Nevertheless, women continue to have low-paid jobs, to work part-time and to interrupt their careers for reasons of care duties. Thus gender differences in old age poverty will not disappear in the foreseeable future; this would require much more determined efforts to achieve equal opportunities for women and men with regard to employment and professional careers. 781b155fdc